Guaranteed income insurance
Secure your repayments in the event of a setback.
Guaranteed income insurance pays an annuity if an incapacity for work (illness, accident) reduces your income — enough to keep honouring your credit and your charges.
A prolonged incapacity for work (illness, accident) can cause your income to drop, while the credit and the charges keep going. Guaranteed income insurance pays in this case a replacement annuity, calculated according to your loss of income and the degree of disability, after any waiting period.
It is particularly useful for the self-employed, often less well protected by social security than employees, but also for anyone whose budget rests on their professional income. We help you calibrate the amount of the annuity, the duration of cover and the waiting period, and compare the contracts for effective and affordable protection.
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