Legal notice

Site publisher

This site is published by ODPH — Organisme du Prêt Hypothécaire, a mortgage credit brokerage under Belgian law.

• Legal form: [À COMPLÉTER]
• Company number (BCE / VAT): [À COMPLÉTER]
• Registered office: [À COMPLÉTER — adresse], Belgium
• Phone: [À COMPLÉTER] — E-mail: info@odph.be

Regulatory status

ODPH is registered with the FSMA (Financial Services and Markets Authority, rue du Congrès 12-14, 1000 Brussels — www.fsma.be) as a mortgage credit intermediary under number [À COMPLÉTER], and where applicable as an insurance intermediary under number [À COMPLÉTER]. The register of authorised intermediaries can be consulted on the FSMA website.

Independence

ODPH is an independent office, with no connection to the "Office du Prêt Hypothécaire". As a broker, it compares the offers of several lenders and is not bound by any exclusive distribution obligation, unless otherwise stated to the client.

Intellectual property

All the content of this site (texts, logos, graphic elements) is protected. Any reproduction without prior authorisation is prohibited.

Liability

The information and simulations offered on this site are provided for indicative purposes and have no contractual or offer value. Only a personalised study establishes a firm proposal.

Complaints handling

Any complaint may be addressed to ODPH (info@odph.be). Failing a solution, you may contact the competent mediation service, the Ombudsman in financial disputes (Ombudsfin), North Gate II, avenue Roi Albert II 8, 1000 Brussels — www.ombudsfin.be.

Applicable law

This site and the relationship with ODPH are governed by Belgian law. The Belgian courts and tribunals have sole jurisdiction.

Warning: borrowing money also costs money.